Will applying hurt my credit score?

Not at all. We use what's known as a "soft" credit pull to access your credit report and it does not affect your credit score. If you don't end up qualifying for an equity sharing agreement, you will receive an “adverse action” letter from us explaining that decision. That letter may reference information found in your credit report, but this never means we used a “hard” credit pull and your credit score won't be affected.

If you do qualify and accept an investment from Unison, we will periodically use additional soft credit pulls to ensure that you are continuing to meet the terms of our agreement. Again, none of these soft credit checks will affect your score.