Learn how an Equity Sharing Agreement can help provide cash for retirement without the burden of new monthly mortgage payments or high interest.
Learn about the four ways a Unison Equity Sharing Agreement can end, including selling your home or choosing a buyout.
Learn about your roles in an Equity Sharing Agreement. We help you keep your home safe while you access your cash.
Learn how you can keep the value from your home improvements. We explain the Remodeling Adjustment in our Equity Sharing Agreement.
Learn how we share in the ups and downs of your home's value. Discover how an Equity Sharing Agreement works when it is time to sell or finish your term.
Learn how Unison determines your home’s value through OAV and EAV. Our guide covers appraisals, risk adjustments, and closing fees for equity sharing.
Learn how a Equity Sharing Agreement can help you access home value without monthly payments or interest. Discover a new way to fund your life goals.
Whether you’re planning to sell someday soon or simply want to build equity along the way, choosing renovations that increase home value can offer the best of both worlds – a more beautiful, functional home and a stronger financial future.
Traditional “second mortgage” options like HELOCs or home equity loans often bring larger monthly payments, stricter qualifications, and added stress – which isn’t what you need when cash flow feels tight.
If you own a home, there’s a good chance you’re sitting on a significant amount of equity. The challenge? Most of it is trapped in your property – which means it can’t help you cover pressing needs like renovating an aging home, paying down debt, saving for retirement, or investing in new opportunities.
For many California homeowners, the pressure isn’t just the daily cost of living. It’s also the weight of high-interest debt – credit cards, medical bills, car loans, student loans – all can make it feel like you’re running in place, even if the home you own has appreciated in value over the years.
If you’re a Bay Area homeowner, you probably know the feeling: your home has gone up in value, but using that value – for big expenses, renovations, or paying down debt – doesn’t feel as simple as it should.
Getting ready to sell your home? The right improvements can boost your sale price, attract more buyers, and make for a smoother closing – but not all upgrades are worth the investment. Whether you’re looking to maximize curb appeal or reduce negotiation headaches, a few small changes can go a long way.
