Unison Launches Innovative Equity Sharing Home Loan to Convert Home Equity Into Cash

Homeownership allows you to build equity over time both as you pay down your mortgage, and property values appreciate. This equity contributes to your overall net worth; it’s a valuable asset.

At Unison, we’re fond of saying that we “pioneered” the equity sharing agreement, an innovative product that took note of conundrums faced by both homeowners and investors. Since then, we have paid close attention to the evolving needs and desires...

The securitization is Unison’s second under DBRS Morningstar’s ratings criteria for the U.S. Home Equity Investments asset class

Tapping into your home equity is a great way to access funds for immediate financial needs. While selling your home is one way to achieve this goal, there are many other solutions that allow you to take equity out of your home.

Cash-out refinancing can be a good option for homeowners who need quick access to funds, but it's not the right move for everyone. Fortunately, there are other options available to you.

If you want to tap into the equity built up in your home, home equity loans and home equity lines of credit (HELOCs) are two of the most popular, widely-known options available. You’ve probably also wondered, what exactly are the differences between them?