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Unison vs. Splitero

Splitero offers a Home Equity Investment (HEI), while Unison offers an Equity Sharing Agreement (ESA). At first glance, you might think these solutions are basically the same. But there are important differences in how the agreements are structured and how we share in your home’s future value.

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Home Equity
Forbes Council: "7 Ways to Tap Into Your Home's Equity"

Our Chief Investment Officer, Matt O’Hara, recently published an article as a member of Forbes Finance Council. Read "7 Ways to Tap Into Your Home's Equity" today.

Home Equity
Potential Downsides of a Reverse Mortgage

A reverse mortgage is a convenient way to use your home equity as a cash source during retirement, but there are some downsides to a reverse mortgage.

An Accessory Dwelling Unit (ADU) is a secondary, independent residential unit located on the same lot as a primary home.
Renovations & Remodeling
Renovations are on the Rise, and With Them, ADUs

Renovations surged during the peak of COVID, when we were all stuck at home. Then high rates introduced a bit of a slump. Now? They're on the rise again.

Financial Health
Report on Credit Card Debt

According to the Federal Reserve, 82% of adults in the United States had at least one credit card in 2022. But, credit card debt is almost as pervasive as its use. Read our report on the state of credit card debt in the U.S.

Homeownership
How to Pay for Home Improvements

Need to take out a loan for home renovations? From home improvement loans to HELOCs, here are nine of the best ways to finance home improvements & repairs, including Unison’s Equity Sharing Home Loan.

Home Equity
Alternative Ways to Access your Home Equity

You don't have to sell your home to harvest your equity. Learn more about the alternative ways to tap into your equity, from HELOCs to Unison's Equity Sharing Home Loan, among others.

Couple at home reviewing options.
Home Equity
Ways to Use Home Equity for Retirement Income

If you've been paying off your mortgage for years, you can use your home's built-in value to help fund your retirement.

Home Equity
7 Ways to Use Home Equity to Build Wealth

Homeownership allows you to build equity over time both as you pay down your mortgage, and property values appreciate. This equity contributes to your overall net worth; it’s a valuable asset.

older couple reviewing options, including home equity alternatives to a cash-out refinance.
Home Equity
Home Equity Alternatives to a Cash-Out Refinance

Cash-out refinancing can be a good option for homeowners who need quick access to funds, but it's not the right move for everyone. Fortunately, there are other options available to you.

Homeownership
Advantages & Disadvantages to a Home Equity Loan

Wondering if you should apply for a home equity loan? Before you borrow, understand the home equity loan pros and cons to decide if one is right for you!

Homeownership
Advantages & Disadvantages to a Home Equity Line of Credit (HELOC)

Wondering if you should get a home equity line of credit? HELOCs often have lower interest rates. Review HELOC pros and cons to decide if it's right for you!

Homeownership
Cash-Out Refinance Pros & Cons

A cash-out refinance is a mortgage refinancing solution that allows homeowners to replace their existing mortgage with a new one and receive the difference between the two loans in cash.