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Unison vs. Splitero

Splitero offers a Home Equity Investment (HEI), while Unison offers an Equity Sharing Agreement (ESA). At first glance, you might think these solutions are basically the same. But there are important differences in how the agreements are structured and how we share in your home’s future value.

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Home Equity
The Best Ways to Access Home Equity in 2026

Exploring the best ways to access home equity in 2026? Compare refinancing, HELOCs, loans, and equity sharing to find the right option for your needs.

Financial Health
Is a Second Mortgage a Good Emergency Plan? What to Know in 2025

Thinking about using a HELOC or home equity loan as an emergency backup? Learn how second mortgages work as safety nets — and what to watch out for in 2025.

Financial Health
Home Equity Debt Consolidation: A Growing Alternative to High-Interest Credit Card Debt

A Unison survey reveals why home equity debt consolidation is becoming the preferred way to lower payments, pay off debt, and break the high-interest cycle.

Home Equity
Using Your Equity: How to Borrow Against Your Home the Smart Way

For many homeowners, home equity is something that quietly builds over time. It’s a number you might glance at on a mortgage statement or that comes when people talk about selling.

Home Equity
Should You Tap Into Your Home Equity Now? A 2025 Guide to Smart Borrowing

In 2025, it’s plain to see that we’re all navigating a more complex financial landscape than usual. And homeowners are no exception! For those with substantial home equity, tapping into that investment can represent a significant financial tool.

Homeownership
What Types of Natural Disasters Do Most Homeowners Insurance Policies Cover?

Discover which natural disasters homeowners insurance typically covers, from windstorms to fires, and learn about common exclusions like floods and earthquakes. Protect your home by understanding your policy.

Homeownership
Understanding First and Second Mortgages: A Quick Guide

If you’re a homeowner exploring your financial options, you’ve probably come across the term second mortgage. It might sound intimidating, second mortgages are actually a common and sometimes strategic way to access the value you've built in your home.

Home Equity
Can You Use Home Equity to Start a Business?

Yes, you can use home equity to fund a business — but should you? Learn the options, risks, and when an equity sharing home loan might make sense.

Homeownership
Did you know your home can finance an ADU for your aging parents?

Many homeowners are turning to Accessory Dwelling Units (ADUs) as a practical and compassionate solution. ADUs provide a balance of independence and proximity, allowing aging parents to stay close to family while enjoying their own private space.

home lien
Financial Health
Home Liens Explained: What Every Homeowner Needs to Know

Understanding liens as a standard part of home financing can help you approach the situation with confidence rather than worry.

Financial Health
Home Equity for the Win: Reach Your Long-Term Financial Goals

If you own a home, chances are you’ve been building equity for years. Possibly without even thinking about it! Each mortgage payment and uptick in property value quietly adds to your net worth.

person handing money to someone as a personal loan
Financial Health
What is a Personal Loan? Your Guide to Borrowing & Repayment

A personal loan lets you borrow money from a bank or lender and pay it back over time, with added interest. Unlike loans for specific things like houses or cars, personal loans can be used for many purposes.