See how one homeowner used an Equity Sharing Agreement to pay off $45,000 in credit card debt without adding new monthly interest or payments.
Buying your first home is almost as intimidating as it is exciting. Check out our glossary of essential homebuyer terms and definitions to be infomed and prepared.
Home equity is incredibly valuable, but often inaccessible without taking on increased debt. Many homeowners in equity-rich, cash-poor situations can benefit from investing with Unison.
Many homeowners don't think about their home as part of their portfolio. But in many cases, it's not just part – it's the whole portfolio. But is that wise?
Welcome to Unison. We believe that with a partner in home ownership, you can go further than you can alone. Together, you can.
Unison agreements are structured as option contracts, which allows you to sell us a future option for cash today. But it's important to learn about option contracts and understand the details.
Short answer? Yes! A HELOC is not necessarily a bad thing, and can be right for people in a certain situation. But it's important to know that there are alternatives out there.
LTV, or Loan-to-Value ratio, is a key metric used by lenders when assessing the risk of a loan, particularly mortgages. It essentially compares the amount of the loan to the appraised value of the property being financed.
Summer brings sunshine, long days, and of course – the perfect opportunity to take care of your home! Warm weather is great for relaxing, it’s also ideal for tackling key maintenance tasks that help preserve your home’s value and prevent costly repairs.
Buying a home is one of the biggest financial decisions you'll ever make. Your monthly mortgage payment may seem like just another bill, but behind the scenes, you're steadily building something far more valuable: equity.
When it comes to filing your taxes, missing out on valuable deductions and credits can mean leaving money on the table. Some tax breaks are easy to overlook! They may be less well-known or hidden deep within the fine print.
When you buy a home, you’re not just investing in the property itself. You’re also committing to paying property taxes, which can feel like an extra burden. But property taxes serve an important purpose in supporting the communities we live in.
Debt-to-Income Ratio (DTI) is one of the most important numbers lenders look at when evaluating your ability to repay a loan. Understanding your DTI can help you prepare and potentially qualify for better terms.
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