Learn how an Equity Sharing Agreement can help provide cash for retirement without the burden of new monthly mortgage payments or high interest.
The older population in the United States is greatly increasing, with the number of seniors (those 65 or older) expected to almost double by 2060. Life expectancy, too, has climbed.
Over two years into the “COVID Era,” this trilogy of blog posts considers the effects of the pandemic on particular aspects of homeownership. Now featured: the rise of the home gym.
Over two years into the “COVID Era,” this trilogy of blog posts considers the effects of the pandemic on particular aspects of homeownership. Now featured: the baby blip, and rise of the multigenerational household.
More women own homes now than ever, but that’s not the whole story. This blog outlines inequalities for women relative to homeownership, including the persistent pay gap and its effects.
Asian American & Pacific Islanders are often excluded from conversations on housing inequality & the homeownership race gap. Find out how this happens, & why it’s a problem.
Your credit scores are determined by several factors, including payment history and credit utilization. Here are some tips that can help raise your credit score.
The idea of a “smart home” can be exciting. Lights that turn on automatically, a thermostat you control from your phone, or a fridge that tells you when you’re out of milk – it all sounds futuristic! But not every gadget lives up to the promise. Some are expensive and fussy, some don’t really increase your home’s value, and some are just waiting for better tech before they’re actually worth the squeeze.
For many homeowners, the idea of buying a second property represents more than just a second real estate purchase. It’s a vision of financial freedom, flexibility, and future security – whether that means having a vacation spot to enjoy, a rental home generating income, or a nest egg that can grow in value over time.
This approach worked particularly well during a time when mortgage rates fell sharply year after year. It allowed homeowners to refinance into much lower monthly payments, while also pulling cash out of their home’s equity.
Owning a home takes more than just paying your mortgage. It’s also about keeping up with repairs, maintenance, and the occasional renovation to keep your property safe, efficient, and enjoyable. But how much should you actually budget for all of that, especially over decades of ownership?
Many would-be entrepreneurs talk themselves out of it before they even begin, thanks to a handful of persistent myths. But the truth is, owning a business is possible. And while it takes some serious work, it’s not reserved for the ultra-rich, ultra-connected, or ultra-lucky.
The phrase “as-is” shows up often in real estate listings, and it tends to raise eyebrows. For some buyers, it feels like an opportunity – a chance to get a deal on a property that others might overlook. For others, it sounds like a trap.
